Description

Chief Compliance Officer – i-payout (Remote Offered)
Headquarters: South Florida (Fort Lauderdale)

i-payout is a pioneering FinTech company specializing in global payment solutions and financial technology innovation. As a long-established Money Services Business (MSB), we operate under FinCEN and state Money Transmitter License (MTL) requirements, supported by robust compliance protocols including OFAC screening, SAR filing, and comprehensive Policies & Procedures (P&Ps). We are committed to regulatory excellence and the prevention of financial crime across global markets.

Key Responsibilities

Regulatory Oversight & Governance

• Lead the development, execution, and continuous improvement of AML and regulatory compliance programs (MSB + MTL).
• Ensure full compliance with FinCEN regulations, including registration, reporting, and recordkeeping obligations.
• Oversee state MTL licensing, renewals, audits, and regulatory filings.
• Provide oversight on global regulatory frameworks, including EU, Canadian (FINTRAC, RPAA), and Latin American regimes.
  Manage regulatory inquiries, investigations, remediation plans, and consent orders.

Monitoring, Reporting & Risk Management

• Implement and manage transaction monitoring systems and risk-based KYC/EDD frameworks.
• Ensure timely SAR filings and OFAC screening in accordance with regulatory requirements.
• Maintain detailed compliance records and audit-ready documentation.
• Conduct periodic AML risk assessments and update P&Ps accordingly.
• Collaborate with internal departments to ensure compliance integration across business units.
• Review and remediate findings related to governance, risk, and compliance deficiencies.
• Stay current on emerging regulatory trends and assess business impact.

Training & Awareness

• Deliver ongoing AML, FinCEN, and OFAC training to internal teams.

Leadership & Collaboration

• Partner with global compliance teams to ensure alignment of enterprise-wide standards.
• Participate in strategic planning and cross-functional committees.
• Lead compliance-related projects, audits, P&P updates, and regulatory filings.

Requirements

Minimum Requirements

• CAMS certification (Certified Anti-Money Laundering Specialist).
• 5+ years of compliance leadership experience, with responsibility for designing, managing, or overseeing AML/Compliance programs.
• 5+ years of experience in compliance, risk management, or financial crime roles within FinTech, MSB, PSP, or financial institutions.
• Working knowledge of RPAA and Canadian financial services regulations.
• Familiarity with EU and Latin American regulatory regimes.
• Bachelor’s degree in Finance, Law, Business Administration, or a related field.

Preferred Qualifications

• Experience handling regulatory investigations, remediation plans, and consent orders.
• Direct experience preparing and submitting FINTRAC reports.
• Experience with transaction monitoring systems and risk-based KYC/EDD frameworks (e.g., LexisNexis).
• Prior leadership experience in a regulated environment.
• Strong communication skills, including with regulators and financial partners.
• Multilingual ability is a plus (French, Mandarin, or Cantonese).
• Project management and documentation experience.